MMRMA began in 1980 when three member entities pooled their resources to secure insurance coverage in 1980. Those founding members were Redford Township, Livingston County, and the City of Ishpeming. Today, MMRMA's membership is comprised of more than 375 local governmental entities across Michigan, including the three founders.
Our members' contributions, both financial and otherwise, make MMRMA possible. Member employees serve on MMRMA's Board of Directors, standing committees, and risk control advisory committees. Their efforts, in conjunction with the expertise of MMRMA's claims, risk control, and other staff, have made MMRMA an ongoing success story.
There are three basic types of MMRMA members:
— These members each maintain a self-insured retention for the first layer of coverage. Individual members account for the majority of general fund contributions.
State Pool Members
— Made up of smaller municipalities and public entities, the State Pool functions collectively to maintain a single, combined retention fund. This structure allows smaller communities and departments to participate in MMRMA's programs and services.
— The Michigan Community College Risk Management Authority (MCCRMA) contracts with MMRMA for risk-related services and coverage.
MMRMA's individual and state pool members include over 200 cities, counties, townships, and special districts combined, as well as dozens of other governmental entities, including libraries, medical care facilities, fire departments, 911/dispatch departments, courts, transportation departments, and cable services.