Manchester Municipal Risk Management Authority

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MMRMA Announces RAP/CAP Grant Updates, New Forms Effective July 1, 2019
Please click for more information on the revisions and contact Membership Services if you need assistance.

June 2019
Smooth Transitions Help Employees and Organizations Thrive; MMRMA Announces RAP/CAP Updates, New Application Forms; Annual Meeting Preview.

MMRMA Has Updated Risk Transfer Manual

Posted: Monday, April 6, 2015

MMRMA has recently revised and updated its Risk Transfer Manual.

Here is an excerpt from the document’s introduction explaining its purpose:

The essential ingredients of any Risk Management Process are the following:

  1. Identifying exposures to loss.
  2. Analyzing risk management alternatives.
  3. Deciding on the best alternative.
  4. Implementing the decision.
  5. Monitoring and improving the risk management results.

One of the risk management alternatives is the proper transfer of risks that are deemed to be particularly hazardous and best handled by outside parties. We recommend these risks be transferred to private sector insurance carriers covering those who are doing business with your community.

The Risk Transfer Manual provides information and resources for members in this process.

The latest revisions were made in response to Public Act 271, which was passed by the Michigan legislature last summer. This new law changed how we look at our contract language and what is deemed acceptable when it comes to the naming of additional insured while transferring risk to those companies who do business with our members.

Registered users of can download the updated manual by going to the Members Only page (log in to the site, then click on the file cabinet icon beneath your name in the top right corner of the home page). Scroll down to the Risk Management Tools heading and click on it to expand. The 2015 Risk Transfer Manual is the first item under the Manuals heading.

Just right-click and Save As to copy the PDF to your hard drive.

If you have questions about the Risk Transfer Manual or need additional assistance, please contact MMRMA or your Regional Risk Manager.

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Michigan Municipal Risk
Management Authority

14001 Merriman Road
Livonia, MI 48154

MMRMA has been a leader in municipal risk since 1980 and remains committed to meeting the ever-expanding challenges faced by its membership. MMRMA's risk control services are designed to help its members identify, prevent, and mitigate losses through on-site surveys, training, and other services. MMRMA also provides its members with premier claims and legal services, sound financial management, and essential news on the latest developments in public risk management.


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